Williams Financial Services Through the Years

Find out what has changed and what has stayed the same during our 50 years of doing business in SC.

Since we opened our doors in 1959, some of what we do has remained constant, but other things have changed with the times. Over the years, we’ve added insurance to the list of services we provide. We have expanded to two locations, maintaining offices in both Lancaster, SC and Kershaw, SC. We have also passed our leadership on from Joe to his daughters, Wanda and Angie.

What has stayed the same over time, however, are the things we take great pride in:

  • We have remained family owned.
  • We are still independently operated.
  • We have established beneficial relationships with customers that have stood the test of generations.

To learn more about what our family business can do for your financial needs, call 803-285-1524 for our Lancaster location or 803-475-1274 in Kershaw.

Our Dedicated Team

Meet the people who deliver our unmatched financial services to the Lancaster and Kershaw, SC areas.

To deliver the best service, we employ the best team of financial advisors. Meet our team:

  • Wanda Gardner, President/Licensed insurance agent
  • Angie W. Brewer, Vice President/Licensed insurance agent
  • Judy Baker
  • Edith Joyner, Licensed Insurance Agent
  • Roger Steele
  • Chrissti Allen Rose, Licensed Insurance Agent/Tax Preparer
  • Parker Brewer
  • Kelly M Roberts
  • Stacy Threatt

Visit one of our offices to learn more about how our skilled staff can help you with your financial needs.

Angie W. Brewer

Angie W. Brewer

My name is Angie W. Brewer. I have been working with Williams Finance and Joe Williams Insurance since 1989. I am a graduate of Andrew Jackson High School and the University of South Carolina. I have a BS in Business Administration. I have one angel child Justin who will be forever 17. I lost him to a car accident in 2010. I also have a son, Parker, who is 18 and a daughter, Raegen, who is 14. I love working in the finance and insurance business because I have the opportunity to meet so many nice people. It is very rewarding to know you are able to help people out when they need it. I look forward to meeting you soon.

Judy Baker

Judy Baker

My name is Judy Baker. I have worked part-time for Williams Finance for four years. The job is interesting and rewarding because of the services we offer our customers. The office staff is great to work with both professionally and personally. I have one son and a granddaughter.

Wanda Gardner

Wanda Gardner

I am a 1982 graduate of Andrew Jackson High School in Kershaw, SC. I am also a graduate of the University of South Carolina in Columbia, SC. I have my Bachelor’s degree in Nursing. I came to work in the insurance and finance industry after I married Dean Gardner, who is also from Kershaw, in 1988. We currently live in Kershaw. We have 2 boys: Drew, who is 21 years old, and Devin, who is 18 years old. My family and I love boating together, going to watch the Gamecocks play, and visiting Myrtle Beach as often as we can. I have been in the personal side (not the business side) of the insurance industry since 1988. I can help you with auto, home, motorcycle, umbrella, or rental properties insurance.

Edith Joyner

Edith Joyner

My name is Edith Joyner and I have been employed with Williams Finance and Joe Williams Insurance for 31 years. I am married to Wayne Joyner and we have two children and four grandchildren whom we love to spend time with. We enjoy camping in our RV at the mountains and at Myrtle Beach. I am a licensed insurance agent available to help you with your insurance needs.

Roger Steele

Roger Steele

My name is Roger Steele and I’m a 1964 graduate of Lancaster High School in Lancaster, SC. I began working part-time with Williams Finance and Joe Williams Insurance in 1985 and I went full-time in 1987. I retired in 2011, came back part-time in 2012, and still enjoy working there. I married my wife Dorothy, originally from Mississippi, in 1989. We love camping in our RV anytime, anywhere.

Chrissti Allen Rose

Chrissti Allen Rose

My name is Chrissti Allen Rose and I have worked for Williams Finance and Joe Williams Insurance Agency since 1990. I graduated from Lancaster High School in Lancaster, SC in 1989. I have one son, Patrick, who is 20 years old and one stepson, Blake, who is 13. I love animals. I have two Chihuahuas, Mckenzie and Bella, and a Rottweiler, Booger. We just recently lost our other Rottweiler, Duke, due to a heart condition. We love to travel and see the beautiful country. We also enjoy watching football games outside on Sundays with neighbors and friends. I am a licensed tax preparer available to help with your income tax needs, as well as a licensed insurance agent available to help with your personal insurance needs.

Parker Brewer

Parker Brewer

My name is Parker Brewer and I am 18 yrs old. I am the son of Angie Brewer. I plan to attend college in the spring of 2016 and earn a BS in Business Administration and a minor in French. I have worked with Williams Finance for two years now. When I finish college, I plan to come back and run the family business and maybe even expand the services we offer to different areas.