Personal Insurance in Lancaster & Kershaw, SC

Personal Insurance in Lancaster & Kershaw, SC

Williams Finance & Insurance is ready to help with all of your personal insurance needs. Our independent insurance agents represent many different companies. We compare rates from these companies to find the best coverage and premiums for your individual situation.

We offer the following types of policies in our Lancaster and Kershaw, SC offices. Follow the links below to download an insurance quote request form. We’ll give you a fast car insurance quote or will help you find the right price for all other types of policies.

Auto

Auto

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Make sure your vehicle meets the South Carolina minimum requirements for insurance coverage. We’ll also give you recommended coverage amounts for liability, collision, comprehensive, medical, and uninsured/underinsured motorist coverage.

Motorcycle

Motorcycle

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Motorcycle policies protect both you and your bike in case of an accident. Bodily injury, property damage, medical expenses, collision, comprehensive, and personal injury are just a few of the things that can be covered. You may also be able to insure aftermarket upgrades on your bike.

Homeowners

Homeowners

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Is everything on your property properly insured? There are policies that cover your dwelling, structures, personal property, liability, and many optional additions for specialized coverage.

ATV

ATV

ATV policies are similar to those of motorcycles. Comprehensive, collision, bodily injury, property damage, and uninsured/underinsured motorist coverage can be included.

Mobile Home

Mobile Home

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Mobile home coverage is similar to a homeowners policy. It includes your dwelling, other structures, personal property, and liability. You also have the option to add coverage for other possessions and circumstances.

Rental/Tenant:

Rental/Tenant:

If you rent your home, you still need coverage on your belongings. Your landlord’s policy will cover the structure but not your personal possessions. If you own a rental home, rental property insurance can cover the dwelling, personal liability, and lost rental income.

RV

RV

RV policies contain some of the same features of both auto and homeowners policies. Like car insurance, there are provisions for bodily injury, property damage, collision, and comprehensive coverage. Like homeowners policies, your contents are covered if they are damaged. Talk to us about the best way to cover your motorhome or camper.

Golf Carts

Golf Carts

Golf carts are fun, but you still need to make sure they’re properly insured. Golf cart policies cover medical expenses, liability, collision, theft, vandalism, and other occurrences.

SR22

SR22

SR22 coverage is often required for drivers considered to be high risk. Our agents will talk with you about your driving record and make sure you understand everything you need to know about SR22 policies.

Boat

Boat

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Boat insurance protects you against physical damage to your boat, liability claims from other people, and personal property loss. It can also include coverage for towing and assistance if you’re stranded.

Represented Insurance Companies

Policies are available for auto, homeowners, mobile home, RV, SR22, motorcycle, ATV, rental/tenant, boats, and golf carts. We represent companies such as Foremost , Travelers,, Safeco, Gainsco, and Dairyland to name a few.

Call one of our offices today to get an insurance quote from one of our providers. We’ll ask you a few simple questions and give you a car insurance quote (or a quote for other types of coverage) while you wait.